Bill Brancaccio

Empower individuals to make informed decisions about their coverage   In the complex landscape of healthcare coverage, individuals often find themselves navigating the options of private and public health insurance. While public plans, such as Medicare and Medicaid, are funded and administered by the government, private health insurance is provided by private companies. Let’s explore …

Understanding Today’s Private Health Insurance Read More »

With rising housing prices and interest rates, you may feel pressured to jump on the carousel to avoid being left behind. However, a home is one of the most expensive purchases most Americans will make, and you don’t want to rush into a home that isn’t right for your needs. Below, we’ll explore a few …

How to Navigate Buying a Home During High Inflation  Read More »

Once you are in your 60s, you are likely to focus less on growing your retirement funds than answering, “When do I retire?” And once you crack open your nest egg, how should you allocate its contents? The answer often lies in a substantial shift in your investment strategy. Here are some ideas for investing …

Investing in Your 60s and Beyond Read More »

Life insurance has its benefits, and choosing a manageable life insurance policy is a critical step in your retirement planning. It can help your family cover end-of-life expenses, funeral and burial costs, and pay for estate taxes. It is essential you select a life insurance policy that could benefit you and your family in your …

The Importance of Choosing the Right Life Insurance Policy for Your Retirement Years Read More »

Financial literacy is crucial to a solid financial future and an enjoyable retirement. No matter your age, when you understand how to manage your money and finances, you can make sound financial decisions and take the needed steps toward your financial goals. So, if you are approaching retirement and want to improve your financial literacy, …

It’s Not Too Late to Become Financially Literate Read More »

Did you know about 50 percent of Americans do not have life insurance? Part of the problem is a lack of clarity: 31 percent of people who need it but aren’t covered say it’s because they don’t know what to get. But it doesn’t have to be complicated. In the simplest terms, life insurance is …

What You Need to Know about Life Insurance Read More »

Communicating about money with your significant other can be healthy for your relationship. When it comes to money and relationships, couples need to have the same financial values. Having conversations about money and dealing with money issues versus avoiding them is an essential step in meeting the financial goals that you have as a couple. …

Why Discuss Money with Your Partner? Read More »

When it comes to financial bad habits, the most common are also well known — don’t spend too much, don’t take on unsustainable debt, and avoid living paycheck to paycheck. But what happens once you’ve implemented this advice and still aren’t getting ahead? Here are five overlooked financial bad habits that could be draining your …

5 Financial Bad Habits to Cut this Year Read More »

If you have trouble keeping your New Year’s resolutions, you may benefit from taking a more scientific approach. In the late 1970s, researchers studying the experiences of smokers to learn why some were able to quit on their own and others needed further treatment found that people move through varying degrees of readiness when changing …

Understand the Stages of Change to Make Your Resolutions Stick Read More »

For many, retirement is the phase of life to kick back, relax, and enjoy the fruits of years of working and saving. However, financial decisions before and during retirement can significantly influence our quality of life and tax liability. Therefore, employing tax-smart retirement withdrawal strategies may help you maximize your retirement nest egg. Here are …

A Beginner’s Guide to Tax-Smart Retirement Withdrawal Strategies Read More »