MarketWatch By Alessandra Malito Published June 3, 2019 Defined benefit pensions, which are not as common in the private workforce anymore, were similar to an annuity, in that they provided guaranteed income. “Certain types of annuities utilized in retirement plans can replace the void left by the demise of traditional pensions,” said Byrke Sestok, president …
Nerdwallet By Amrita Jayakumar Published May 10, 2019 Two strategies to pay off debt include the debt snowball and debt avalanche. With snowball, you pay off debts from the smallest amount to the largest by taking care of the little one first, while paying minimums on the others. Once it’s paid, you roll what you …
How to Break Free of Debt Without Paying a Price Later Read More »
GOBankingRates.com By CameronHuddleston Published May 3, 2019 Talk to an Advisor About Whether You Can Afford to Retire Before you retire, you need to figure out whether you can afford to stop working. “Many people get to the age they have picked for retirement and just proceed to notify their employer and proceed right along,” …
10 Tough Conversations You Need to Have Before You Retire Read More »
Life and Money by Citi By Kate Ashford Published January 17, 2019 Do I have enough insurance? (And the right kinds?) Many people under 40 are meeting some of their insurance needs through group benefits at work, says Byrke Sestok, a financial planner in White Plains, NY. But many also take what’s offered without adding …
A Good Financial Checkup Starts with the Right Questions Read More »
Lendingtree By Casey Hines Published: November 26, 2018 If your credit score has jumped since you took out your mortgage, you may want to see if you can qualify for a better interest rate. “I think that if you were in the 600s and you get your credit score up above 750, it’s probably worth …
insurancenewsnetMAGAZINE.com By Steven Morelli Published: November 2018 “Most people don’t really know what their risk tolerance is until risk actually hits,” Sestok said, adding that good risk analysis software can yield surprises for advisors and clients. “You’ll find people who think they’re aggressive investors may not be able to tolerate more than a moderate style …
Holistic Tech: The future of advising is holistic tech Read More »
The Street By Taylor Nicole Rodgers Published October 24, 2018 Though it is almost impossible to predict when the market will reach its top, certified financial planner William Brancaccio of Rightirement Wealth Partners recommends that investors who think a correction isn’t far off pull their money from vulnerable sectors.”If we are approaching a market top …
This Bull Market Isn’t Dead Yet — Here’s How Investors Can Make the Most of It Read More »
The New Tax Reform Bill Doesn’t Impact Your 2017 Taxes For individuals, the tax reform bill’s purpose is to: Simplify the tax process Preserve the mortgage interest deduction Eliminate Obamacare’s individual mandate penalty tax Increase the standard deduction Provide more support to American families Provide relief for Americans with expensive medical bills Improve savings vehicles …
The 2018 Tax Reform Bill and What’s Important to Know Read More »
Almost every month I speak with a client who told me about a new house they bought, or a 401(k) loan they took or a service they paid for without running it by us. This is a mistake. I cringe when I have to point out there was a more cost efficient money decision that …
PLEASE! Call or email us before you spend $5,000 or more Read More »
lifehacker By Alicia Adamczyk Published April 23,2018 If you have a well-diversified portfolio (and what that looks like depends on your personal situation) and are ok with the risk, then some of your assets probably can stand in for an emergency fund. “Doing this is perfectly fine if your emergency fund makes up less than …
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