Forbes By Kate Ashford Published February 28, 2018 How do you get non-savers to save? “I generally have clients start off with a percentage that won’t change their world,” Brancaccio says. “We start with 1% to 2% [retirement plan savings] and gradually, throughout the year or years, increase up to 5% to 8%.” Ideally, people …
Americans Still Missing The Boat On Retirement Savings Read More »
MassMutual Blog By Shelly Gigante Published January 23, 2018 First and foremost is the risk inherent in market timing, said Bill Brancaccio, a financial advisor and founder of Rightirement Wealth Partners in White Plains, New York. Investing a lump sum ($11,000 for singles or $22,000 for couples) into the market at any single point makes …
Why funding your IRA early might help maximize your return Read More »
MarketWatch By Alessandra Malito Published: November 1, 2017 401(k) plans have the spotlight under the proposed tax plans, but not for the right reasons. The “Rothification” of a 401(k) plan isn’t necessarily a bad thing, but instead of making it either or, policy makers should consider offering both traditional and Roth plans to employees, said Byrke …
GOBankingRates Featured: Nasdaq.com By Cameron Huddleston Published: October 20, 2017 Here are 14 downsides of retiring that no one talks about, along with solutions to avoid each potential problem. If you haven’t properly prepared for leaving the working world and living without a paycheck, you’ll have to face the ugly truths about retirement. If you don’t plan …
The Downsides of Retirement That Nobody Talks About Read More »
Nerdwallet By Amrita Jayakumar Published: October 16,2017 “Will that be cash, credit card or personal loan?” The next time you shop online, you may be offered a new way to pay — a personal loan with fixed monthly payments. Instead of using cash or plastic at checkout, you would provide some personal information and …
GOBankingRates Featured: CNBC.COM By Cameron Huddleston Published: October 11, 2017 To increase your chances of having $1 million in retirement, you need to invest your savings in assets that will grow. “No one gets rich by saving in the bank,” said Byrke Sestok, a certified financial planner and president of Rightirement Wealth Partners in White Plains, N.Y. “If …
Yes, you can save $1 million for retirement with a $50,000 salary—here’s how Read More »
Do you like paying taxes? No, of course not. So then having access to an account that will be tax-free1 in retirement sounds awesome —That’s the Roth IRA — But you’re married and your modified adjusted gross income is over $196,000 ($133,000 for singles). The IRS doesn’t allow you to contribute to a Roth IRA. Do …
High Income Earners — You Can Potentially Fund a Roth IRA Read More »
If you have been captivated with the hurricanes pounding the South and Southeast you may have missed the most impactful story to you regarding one of the big three credit bureaus, Equifax. Equifax had an unprecedented data breach that they have stated affected 143 Million Americans. The estimated population is 326 Million Americans — that’s …
Consider Taking These Steps Immediately Regarding the Massive Equifax Data Breach Read More »
“It’s not how much you make, but how much you keep.” Are your investments set up with this wisdom in mind? Many of the people we meet with who manage their investments themselves often have their stocks, bonds and other investments in the wrong accounts. Having your investments in the right accounts is a simple …
Are Your Stocks and Bonds in the Right Accounts? Read More »
One of the many reasons Bill and I founded Rightirement Wealth Partners is to share valuable knowledge with as many people we can reach. Blogging is a natural extension of this goal and what better way to begin than by sharing some of the common financial planning mistakes. If some of these hit home and …
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