Basic estate planning is something that everyone should do, regardless of your age, marital status, the value of your assets, and if you’re a parent or not. According to a 2021 poll by Gallup, less than half of U.S. adults (46%) have a will that dictates what happens to their assets when they die. This …
Do you wish that there was more time in a day? Do you want to have time to drink a cup of coffee in the morning, or get to the gym before or after work? Well, we can’t change how much time there is each day, but we can help you manage and save time! …
Efficiency Rules: 3 Simple Steps for Improved Planning and Productivity Read More »
With over half of the year in the books 2022 markets are off to one of its worst starts ever. Bonds finished down 10.4% for the first six months of the year making it the worst start to a year ever. Stocks are down 20% for the first six months of the year making it …
Financial literacy refers to the skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. Financial literacy starts by building a basic understanding of ‘money matters’ to create a sense of economic well-being, self-trust, and financial confidence. The principles of financial literacy include: Saving- Saving is preparing …
America’s Founding Fathers created the foundation of a nation like no other. Each had goals and dreams, many with high expectations of what the United States of America could become. For today’s citizens, it may be possible to look back on these men and the financial insights they used as guides for inspiration. Here are …
4 Financial Lessons from America’s Founding Fathers Read More »
What constitutes a gift to charity? A gift to charity is simply a gratuitous transfer of property to a charitable organization. The key is that your gift must be some kind of property–your time or personal services do not count. There are several different types of property that can be donated to charity, and a …
If you are shopping for a financial professional, you need a good checklist of questions to ask. What you are looking for is someone who handles clients like you – and who is financially wise. As you assess a professional who manages your assets, for instance, do yourself a favor: Don’t rely on his or …
Questions to Ask A Prospective Financial Professional Read More »
Most of us go to see professionals when we’re in trouble or during times of crisis. Think about it. We go to the doctor when we’re sick. We go see a lawyer when we have a pending legal matter. We go see a counselor when we’re feeling depressed. As a financial advisor, unfortunately, I often …
When to Call Me: Times to call your financial advisor Read More »
The start of the year has come and gone. You may find that the goals and resolutions you set at the start are no longer getting the attention they deserve. Whether you are feeling your motivation waning or feel like the goal is too far off, recommitting to these goals and resolutions may be just …
Revive Your Resolve: How to Recommit to Your Goals and Resolutions Read More »
In a rush to file for Social Security benefits at age 62? Many people are – but slow down and do the math first. When it comes to claiming Social Security retirement benefits, you may want to consider waiting to start benefits when you’re 70. That means not starting benefits when you’re 62 (which is …
3 Reasons to Wait Until 70 to Claim Social Security Benefits Read More »
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