If you have trouble keeping your New Year’s resolutions, you may benefit from taking a more scientific approach. In the late 1970s, researchers studying the experiences of smokers to learn why some were able to quit on their own and others needed further treatment found that people move through varying degrees of readiness when changing …
Understand the Stages of Change to Make Your Resolutions Stick Read More »
Cleaning up personal finances remains one of the top resolutions every New Year. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to help cultivate better financial health. January: Organize paperwork. This obvious starting point eludes many. Are your financial documents organized, in paper or virtually, so information …
For many, retirement is the phase of life to kick back, relax, and enjoy the fruits of years of working and saving. However, financial decisions before and during retirement can significantly influence our quality of life and tax liability. Therefore, employing tax-smart retirement withdrawal strategies may help you maximize your retirement nest egg. Here are …
A Beginner’s Guide to Tax-Smart Retirement Withdrawal Strategies Read More »
In the world of investing, the “holiday effect,” as it is often referred to, is a phenomenon where stock prices see an increase right before a major holiday. There are many theories on why this may occur. It could be from trading volume being down due to investors taking a vacation or maybe because investors …
Dos and Don’ts for Investing During the Holidays Read More »
Many parents may find it uncomfortable, or even believe it is unnecessary, to inform their children about personal finance matters. Yet, communicating openly with your family members can help to reassure them about your financial and health care wishes. This may also ease the decision-making process for your family in many important areas. As time …
Tips for Talking to Your Kids About Your Finances Read More »
At the end of the year, it is necessary to reflect on your financial picture, review the last 12 months, and plan for the future. With all that is involved, it can seem overwhelming. Consider breaking up the responsibilities over 12 days, focusing on one each day, and ensuring it gets a comprehensive review. …
The 12 Days of Year-End Planning: Things to Consider Going into the New Year Read More »
You made it through law school, you passed the bar exam and now you are an attorney. You were lucky enough to have had help through scholarships or from family to pay for school, and you may still have student loans to pay off. You are a grinder in big law, working tirelessly as an …
Are you Financially Ready to Become a Law Firm Partner? Read More »
Having a professional walk you through savings, budgeting, investments, tax issues, and other aspects of financial planning can be invaluable. But if you’re not sure what you want from this relationship—or what you’re looking for in seeking assistance with your finances—you may find yourself spinning your wheels. What questions should you ask when selecting a …
4 Things You Should Know About Your Financial Professional Read More »
Ah, Money. The word leaves you with a positive or a negative feeling when you hear it. The feeling we get from money, and investing, has deep roots inside our emotions, although we may not understand why. Behavioral science explains why we make our investment decisions and how we emotionally react to them. Behavioral science …
How Emotional and Behavioral Barriers May Impact Your Investing Decisions Read More »
The financial professional and financial planning firm you pick to manage your assets and advise you on key financial decisions can affect your retirement and other major financial goals more, maybe, than even you. So it’s imperative that you make an appropriate choice for you and your family. When trying to find a financial professional …
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